The Return to Retail Lending C.P. Chandrasekhar and Jayati Ghosh

After having retreated from retail lending in the years since 2005-06, banks burdened by NPAs in areas like infrastructure seem to be returning to the retail market. How far can this go?

Retail_Lending  (Download the full text in PDF format)

(This article was originally published in the Business Line on August 1, 2016.)